Seasonal inventory
Stock up when prices are low; repay when revenue picks up.
Revolving credit
Business Credit Lines
Draw what you need and pay interest only on the funds you actually use. Get approved once, then pull capital on demand, repay, and draw again — built for variable cash-flow rhythms.
$1M
Max line
Draw any amount up to your approved limit.
24mo
Draw term
Each draw amortizes over a term you select.
0
Interest on unused
Pay only on the balance you draw. No draw, no interest.
1day
Draw speed
Same-day on requests received before 1pm ET.
Who it’s for
Capital when the timing is uncertain
A line of credit fits when you know you'll need money soon, but not exactly when or how much.
Cash-flow gaps
Bridge the gap between customer payments and vendor bills.
Opportunistic buys
Move on a bulk discount or auction without renegotiating financing.
The details
Terms & specifics
Final pricing depends on time in business, credit profile, revenue, and industry. Your specialist confirms every number in writing before you sign.
| Credit line | $10,000 – $1,000,000Most commonly $50K – $250K. |
|---|---|
| Draw term | 3 – 24 months per drawEach draw amortizes independently. |
| Repayment | Weekly or monthlyAuto-debit from your business account. |
| Rates | Starting at 9.99% APRCharged only on the drawn balance. |
| Draw fee | 0% – 2% per drawOften waived after the first 12 months. |
| Minimums | 6 months in business · $10K monthly revenue · 550 FICOSame minimums as our term loans. |
How it works
From application to funded
Five simple steps — with one specialist by your side the whole way.
- 01Complete the short online application
- 02Meet your financing specialist
- 03Review your tailored offer
- 04Finalize your agreement
- 05Funds deposited directly to bank
Other programs
Not quite the right fit?
These two are often the better match.
Funding desk
Ready to get funded?
Apply in minutes, or call to talk it through with a specialist who knows your business by name.