Growth capital
Open a location, expand inventory, or fund a campaign with a clear return.
Term financing
Business Loans
A one-time lump sum of cash you deploy at will — expansion, equipment, payroll, or acquisition. Pay it down on a fixed schedule, with the option to apply for more as you grow.
$5M
Max amount
A single advance deposited to your business account.
72mo
Max term
Choose 12 to 72 months to fit your cash flow.
24hr
Time to fund
From signed agreement to wire in your account.
0%
Prepay penalty
Pay off early and reduce your total cost.
Who it’s for
Capital for a known investment
A term loan fits best when you know how much you need and when you'll deploy it.
Equipment & build-out
Vehicles, machinery, or a build-out — and the asset is yours from day one.
Acquisition
Buy out a partner or acquire a competitor with a structure built for the deal.
The details
Terms & specifics
Final pricing depends on time in business, credit profile, revenue, and industry. Your specialist confirms every number in writing before you sign.
| Amount | $25,000 – $5,000,000Most commonly $100K – $1.5M. |
|---|---|
| Term | 12 – 72 monthsMatch the term to the life of the investment. |
| Repayment | Monthly or weeklyFixed, predictable payments. |
| Rates | Starting at 8.49% APRFinal rate depends on time in business, FICO, and revenue. |
| Prepayment | No penaltyPay early, reduce interest. |
| Minimums | 6 months in business · $10K monthly revenue · 550 FICOSpecialists work below these case by case. |
How it works
From application to funded
Five simple steps — with one specialist by your side the whole way.
- 01Complete the short online application
- 02Meet your financing specialist
- 03Review your tailored offer
- 04Finalize your agreement
- 05Funds deposited directly to bank
Other programs
Not quite the right fit?
These two are often the better match.
Funding desk
Ready to get funded?
Apply in minutes, or call to talk it through with a specialist who knows your business by name.